The Klontz Money Script Inventory

Uncovering Your Money Mindset: What the Klontz Money Script Inventory Can Teach You

�55357;�56493; What Is a “Money Script”?

• If you grew up in a household where money was always tight, you might now believe that money is scarce and should never be spent.
• On the flip side, if you were raised in an environment where wealth was seen as a sign of success, you might feel pressured to spend in a way that projects affluence — even if it means going into debt.

�55357;�56590; The Four Core Money Scripts

1. Money Avoidance
   People with this script may believe that money is bad or that they don’t deserve to have it. They may avoid looking at their bank accounts, fear budgeting, or feel uncomfortable talking about finances.
2. Money Worship
   This script reflects the belief that more money will solve all problems and lead to happiness. People with this mindset may overspend or prioritize wealth over emotional and relational wellbeing.
3. Money Status
   Those with a Money Status script tend to link their self-worth with their financial success. They might associate money with social power or use spending to boost their self-image.
4. Money Vigilance
   This is typically seen as the most financially healthy script. It includes a tendency to be alert, careful, and frugal with money — but taken to an extreme, it can lead to anxiety or an inability to enjoy financial success.

�55358;�56800; Why Knowing Your Script Matters

• A “money avoider” might benefit from working with a financial counselor to face fears and build a proactive plan.
• A “money worshipper” might benefit from reframing their view of happiness and success to include values beyond wealth.

�55357;�56541; Take the Free Quiz