Specialty Accounts

A dedicated savings account designed to help set aside funds for holiday spending throughout the year.

• Deposit-only account designed for steady savings.
• Funds transfer automatically each year on October 15.
• Closing the account may incur a $10 fee.

A savings option intended for travel or vacation expenses with flexible access when needed.

• No minimum initial deposit required.
• Up to 6 transfers per month.
• Dividends paid quarterly based on average daily balance.

Open multiple savings accounts under your membership to organize your money for different goals.

• Create separate savings for any purpose (emergency, bills, etc.)
• Easily transfer between accounts anytime
• No need for multiple account numbers

Account opened for a minor, with an adult custodian managing the funds.

• The minor must qualify for membership, the custodian does not need to be eligible.
• Requires a letter or documentation specifying how the account should be titled.
• Funds are managed by the custodian until the minor reaches the legal transfer age.

Available for revocable living trusts.

• Requires trust documentation, typically prepared by an attorney.
• Documents must show how the trust is structured and who has signing authority.
• Allows trust funds to be managed according to the trust agreement.

Used to manage funds during estate settlement.

• Either the deceased member or the estate representative must have a relationship with the credit union.
• Requires the death certificate and EIN letter for the estate.
• A short certificate or additional documentation may be required if the representative is not the spouse or next of kin.