Account Management

Overdraft Services Direct Deposit Wire & ACH Fee Schedule

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Overdraft Services

Options designed to help cover transactions when your available balance comes up short.

Review the choices below and pick what fits your needs.

Overdraft Services Consent

Use your debit card even if the transaction would take your account negative up to a set dollar amount. A fee may apply when this service is used.

Reduce the chance of a declined debit card transaction, a fee may apply (see fee schedule)
Helps cover everyday purchases when timing is tight
Debit Card Overdraft Consent is optional. ACH and Share Draft transactions are automatically enrolleed (fees apply) unless you opt out of all overdraft services.

Requires: membership, accounts in good standing (including loans), age 18+, and a checking account open for 60 days.

Overdraft Services Consent Form Send a Secure Message

Overdraft Protection

Overdraft Protection helps avoid non-sufficient funds (NSF) charges by transferring funds automatically from a designated SCU account when needed.

Transfers can come from SCU accounts you own or co-own
Savings transfers are limited to six (6) per month (Reg D)
If no funds are available, an NSF fee may apply (see fee schedule)

To set up Overdraft Protection, call 610.489.7239 and our team will help you.

Overdraft Disclosure (PDF)

Direct Deposit

Stress free secure, automatic deposits sent straight to your Superior Credit Union account.

Set up your deposit once and enjoy fast, reliable access to your money.

How to Set Up Direct Deposit

Arrange to have your paycheck, Social Security, or other recurring payment deposited directly into your SCU account.

No waiting in line to make a deposit
No paper check to carry or cash
Funds sent directly to your SCU account automatically

Next Steps

You will need your Checking or Savings account number
SCU Routing #231380159

View Direct Deposit Form

Payroll Options

You can also set up automatic distribution from each payroll deposit between your SCU accounts. This can help you organize your money each pay period without having to move it manually.

Move money into savings automatically
Send funds toward loan payments
Transfer into another eligible SCU account
Direct the remaining balance into checking

Send a Secure Message

Wire & ACH Transfers

Secure options for moving money into or out of your Superior Credit Union account.

Whether you need incoming wire instructions or ACH information for electronic payments, we are here to help.

Wire Transfers

Wire transfers are a fast and secure way to move funds. Please use the instructions below for incoming wires to your Superior Credit Union account.

Incoming Wire Instructions

WIRE to Vizo Financial Corporate Credit Union
1201 Fulling Mill Road Middletown PA 17057
ABA # 231387550

with a further credit to Superior CU,
ABA # 231380159
Final credit member Acct#

Outgoing Wires: Wire request forms will not be provided until proof of identification and membership is completed. This is to protect yourself and the credit union.

ACH Transfers

ACH transfers are commonly used for bill payments and other electronic debits or credits tied to your account.

Use ACH for recurring payments such as utilities, insurance, or other monthly bills
A convenient option for electronic deposits and withdrawals
May require your account number and SCU Routing #231380159
Always confirm setup instructions with the company receiving the payment

Call the Credit Union Send a Secure Message