Tax Filing Checklist

Tax season can feel overwhelming, but having a simple checklist can take a lot of the stress out of filing. Whether you're filing for the first time or just need a quick refresher, here are a few key steps to keep in mind this year.

1. Do You Need to File Taxes This Year?

Not everyone is required to file a tax return each year. Your income level, filing status, and age all play a role in determining whether or not you need to file. The IRS has a quick and easy tool to help you figure it out: irs.gov/individuals/check-if-you-need-to-file-a-tax-return.
If you’re still unsure, it’s always wise to speak with a tax professional.

2. Gather Your Documents

Before you dive into filing, make sure you have all your necessary documents ready:

• Social Security Numbers or Taxpayer Identification Numbers (TIN) for everyone listed on your return
• Your Adjusted Gross Income (AGI) and/or the exact amount from last year’s return
• Any W-2s, 1099s, or other income documentation
• Receipts or records for any deductions or credits you plan to claim
• Documentation for self-employment or side jobs

For a full list of what you might need, check out irs.gov/filing/gather-your-documents.

3. File Your Taxes (On Time!)

Once you’ve confirmed you need to file and gathered your paperwork, it’s time to actually file. There are a variety of tax preparation software options available, so explore your choices and find what works best for you. And don’t forget:

• File your federal return
• File your state return
• File your local return (if required)

4. Plan for Your Refund or Taxes Due

If you’re expecting a refund, the fastest way to receive it is by submitting your direct deposit information. Prefer a check? Double-check your mailing address to avoid delays.
On the other hand, if you owe taxes, make arrangements to pay the balance by the due date. The IRS offers several payment options to fit different financial situations.

Still Need Help?

The IRS website, irs.gov, is a great resource with tools, forms, and answers for everything from basic tax questions to more complex scenarios. Whether you're filing solo or with help, it pays to be informed!

And remember—Superior Credit Union is here to support your financial journey all year long. If you have questions about setting up direct deposit, budgeting for taxes, or planning for next year, stop by or give us a call.