Overdraft Services

Options designed to help cover transactions when your available balance comes up short.

Review the choices below and pick what fits your needs.

Overdraft Services Consent

Use your debit card even if the transaction would take your account negative (up to a set dollar amount). A fee may apply when this service is used.

  • Reduce the chance of a declined debit card transaction, a fee may apply (see fee schedule)
  • Helps cover everyday purchases when timing is tight
  • Bring your balance back positive as soon as possible
Requires: membership, accounts in good standing (including loans), age 18+, and a checking account open for 60 days.
Overdraft Services Consent Form

Overdraft Protection

Overdraft Protection helps avoid non-sufficient funds (NSF) charges by transferring funds automatically from a designated SCU account when needed.

  • Transfers can come from internal SCU accounts you are on or joint on.
  • Savings transfers are limited to six (6) per month (Reg D)
  • If there are no funds available, an NSF fee may apply (see fee schedule)
To set up Overdraft Protection, call 610.489.7239 and our team will help you.
Overdraft Disclosure (PDF)
Fee Schedule