Superior Credit Union is a not-for-profit and member owned financial institution. Unlike other financial institutions that are strictly profit-driven, we return our excess earnings to our members in the form of competitive loan rates, increased dividend rates, and by constantly adding new products and services.

Superior CU has the honor to serve anyone who lives, works, worships, or attends school in Montgomery County.

Once you become a credit union member, you can invite your immediate family members and household members to join. However, these guidelines will help you determine their eligibility.

Immediate Family:

Anyone in the immediate family of an eligible member may join a credit union even if the eligible member does not join. Immediate family members include spouse, parent, child, sibling, grandparent, and grandchild. Adoptive and step-relationships are also included in the definition.

Example: The grandchild of an eligible member may join, even if the eligible member does not hold credit union membership. A nephew is not eligible to join under the immediate family definition unless his parent actually joins the credit union, creating a new immediate family unit that makes him eligible for membership.

Household:

People living in the same residence or maintaining a single economic unit with an eligible member may join only if the eligible member actually belongs to the credit union. Household members include domestic partners, roommates, family members, and legal guardian relationship. The definition excludes temporary residents and residents of boarding houses, frat houses, and condo complexes.

Once a person joins a credit union, regardless of what category made them eligible for membership, their immediate families and their households also become eligible to join.

Credit unions are people-oriented! Each year, unbiased research shows that consumers are far happier with the personal service available from credit unions than from other financial alternatives. That’s because credit unions are member-owned.

New federal laws and regulations are changing the structure and face of the financial services industry. In this time of accelerating change, it is important to truly understand how credit unions are unique and different, and why credit unions must remain a necessary and extremely popular financial alternative for many Americans.

Superiror CU is a not-for-profit financial cooperative. We exist to serve our members, not to make a profit. Unlike most other financial institutions, credit unions do not issue stock or pay dividends to outside stockholders. Instead, earnings are returned to our members in the form of lower loan rates, higher interest on deposits, and lower fees.

Credit unions are economic democracy at work. Each credit union member has equal ownership and one vote – regardless of how much money a member has on deposit. At a credit union, every member is also an owner.

Credit unions exist to help people, not make a profit. Our goal is to serve all of our members well, including those of modest means – every member counts. Our members are fiercely loyal for this reason. They know their credit union will be there for them in bad times, as well as good. The same people-first philosophy causes credit unions and our employees to get involved in community charitable activities.