Shared Branching

SharedBranchlogo

 

SHARED BRANCHING

Did you know that you can access your Superior account at more than 5,000 branch locations?

We know how important it is for you to be able to take care of your financial business when you are on the go, even if one of our own branches aren’t nearby.  That’s why Superior CU is part of “shared branching” – through our partnership with other credit unions, you can conduct transactions in participant’s branches just as if you were in a Superior branch.

A variety of services are available:

  • Make a cash withdrawal    
  • Deposit a check
  • Make a loan payment
  • Transfer money between accounts
  • Check Balances and histories (for the last 30 days)

THERE IS NO CHARGE FOR YOU TO USE THIS SERVICE!!  All participating credit unions display the Credit Union Service Centers logo.  You can find a nearby branch several ways:

  • Call 800-919-2872
  • Visit www.co-opsharedbranch.org to search or download locations to your GPS device
  • Ask Superior CU
  • Look for the CU Service Centers logo (pictured below)

To do a shared branching transaction you will need:
1.  photo identification (driver’s license, state id)
2.  your full account number  (if you aren’t sure of it, call us)
3.  the shares affected (see a listing below)
4.  our credit union’s name

CHECK DEPOSITS

The following is a listing of the type and length of hold your check deposit will have.

IMMEDIATE CHECKS
(no hold)
• US Treasury Checks
• US Postal Money Orders
• State or Local Government checks
• Payroll checks (computer generated)
Payroll Checks must have corresponding paystub to get immediate credit

LOCAL CHECKS
(3 day hold)
• Cashier Checks
• Official checks
• Teller checks
• Personal checks
• Money orders
• Traveler’s checks

Frequently Asked Questions

How much does it cost me?
A:  NOTHING.  This is a free service offered to you by your credit union.

How do I find a location?
A:  You can ask us, call 800.919.2872, visit
www.cuservicecenter.com, or look for the
CU Service Centers logo.

What kind of transactions can I do?
A:  You can do deposits, withdrawals, transfers, loan payments, and balance inquiries.

Can I access all of my shares?
A:  You will be able to see balances, but will not be able to conduct transactions regarding CD’s, IRAs, and your signature line of credit.  However, you will be able to make payments to your signature line of credit.

Can I do a Better Choice Payday loan at a shared branching location?
A:  No,  All better choice payday loans must be done at a Superior CU location.

Will my deposits be available immediately?
A:  All checks deposited via shared branching outlets will have check holds based on what kind of check it is. (see list at right)

 

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