Avoid Collections

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AVOID COLLECTIONS

If you are experiencing difficulty in paying your loan or if you’re facing foreclosure, it’s important to get help.  Don’t fall off the face of the earth; CALL US!

Help is a phone call away – Superior is here to help!

Contact Superior Credit Union FIRST at 610.489.7239 to discuss affordable options that may help you. We can assist you with:

  • Re-evaluation of your loan payment options.
  • Deferment of monthly payments for up to three months.
  • Hardship Skip-a-Payment.

Before you call or meet with a Credit Union representative, be sure to have the following information available:

Your most recent pay stub showing current earnings and two years W-2’s if you have a history of overtime, bonus or other verifiable income

Detailed explanation of why you are experiencing a financial hardship

Your current monthly expenses detail

CONTACT
Debbie  – Asset Protector
610.489.7239
Send Email

*Please do not send any non-public information via standard unsecure email. If needing to send private information contact Debbie for possibly a secure form of communication.

Need to make an online payment:

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Avoiding foreclosure

Taking action right away can help lessen the possibility of your home ending in foreclosure and damaging your credit rating. Negative items on your credit report can impact your ability to borrow money in the future.  Call us and we can see if we can help!!

Additional Resources:

For a listing of community counseling agencies, visit the Department of Housing and Urban Development at www.hud.gov or call 800-569-4287. Counselors can help you organize your monthly expenses without your lenders direct involvement.

Visit the Pennsylvania Housing Finance Agency for additional assistance with your mortgage.  Visit them at  www.PHFA.org